Simply put, we provide easier access to credit and multiple income streams for Private School Teachers and HigerEd Students. We put extra-income and finance in the hands of our members without making them put down collateral or take on the burden of debt that may threaten their financial wellbeing. We do this by promoting a more inclusive form of ownership — businesses that are collectively run and owned by our members — and tying loan returns to project success to minimize risk, both for our education fund and the enterprises we help thrive.